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Under no circumstances, including but not limited to negligence, will Tom Cain and Company be liable for special or consequential damages that result from the use or inability to use the materials in this site. In no event shall Tom Cain and Company's liability to a user for any loss, damage or claim exceed the amount paid by the user for accessing this site.

Tom Cain and Company offers links to various third-party Web sites for the convenience of its visitors, and, unless otherwise indicated, no affiliation between Tom Cain and Company and an entity linked to is intended. Except where indicated, Tom Cain and Company does not endorse any company or product or service not offered by Tom Cain and Company including the advertisers on linked Web sites. Tom Cain and Company does not monitor sites linked to and the use of any such link is strictly at the user's own risk. In no event shall Tom Cain and Company be liable for special or consequential damages that result from activity occurring on non-Tom Cain and Company Web sites when a user links to such site from this DOMAIN.

This agreement is effective until terminated by either party. You may terminate this agreement at any time by discontinuing your use of this site and destroying all materials obtained from it.